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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $939,610 | $84,236+1015.4% | $170,435+451.3% | $70,126+1239.9% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 11.40% | 23.06%-11.7pp | 205.94%-194.5pp | 73.15%-61.8pp |
| Employer contribution / active EE | $33,351 | $3,387+884.6% | $5,432+513.9% | $2,343+1323.7% |
| Participant deferral / active EE | $18,755 | $3,086+507.8% | $4,939+279.7% | $3,332+462.9% |
| Admin fee / account holder | $8,267 | $5,698+45.1% | $13,881-40.4% | $4,645+78.0% |