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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,138,079 | $85,171+1236.2% | $172,753+558.8% | $72,976+1459.5% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 10.39% | 27.32%-16.9pp | 803.00%-792.6pp | 81.02%-70.6pp |
| Employer contribution / active EE | $36,082 | $3,324+985.5% | $5,144+601.4% | $2,440+1378.7% |
| Participant deferral / active EE | $21,557 | $3,260+561.2% | $5,198+314.7% | $3,608+497.5% |
| Admin fee / account holder | $35,209 | $5,880+498.8% | $13,956+152.3% | $5,124+587.1% |