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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,151,286 | $77,920+1377.5% | $149,723+668.9% | $75,177+1431.4% |
| Participation rate | 96.7% | 65.6%+31.1pp | 78.8%+17.9pp | 67.2%+29.5pp |
| Annual return | 11.29% | 31.72%-20.4pp | 134.50%-123.2pp | 160.75%-149.5pp |
| Employer contribution / active EE | $39,121 | $3,138+1146.6% | $4,821+711.4% | $2,671+1364.6% |
| Participant deferral / active EE | $24,811 | $3,411+627.3% | $5,682+336.6% | $4,126+501.3% |
| Admin fee / account holder | $378,487 | $5,951+6260.6% | $13,215+2764.1% | $5,651+6597.3% |