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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,269 | $91,536+134.1% | $130,062+64.7% | $75,177+185.0% |
| Participation rate | 100.0% | 71.5%+28.5pp | 78.5%+21.5pp | 67.2%+32.8pp |
| Annual return | 11.97% | -631.62%+643.6pp | -137.37%+149.3pp | 160.75%-148.8pp |
| Employer contribution / active EE | $5,051 | $2,845+77.5% | $4,322+16.9% | $2,671+89.1% |
| Participant deferral / active EE | $5,004 | $4,343+15.2% | $5,821-14.0% | $4,126+21.3% |
| Admin fee / account holder | $1,761 | $6,780-74.0% | $10,601-83.4% | $5,651-68.8% |