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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,122 | $65,704+44.8% | $94,229+0.9% | $59,633+59.5% |
| Participation rate | 100.0% | 72.1%+27.9pp | 78.8%+21.2pp | 68.7%+31.3pp |
| Annual return | 162.19% | 5.22%+157.0pp | 10.68%+151.5pp | 2041.45%-1879.3pp |
| Employer contribution / active EE | $3,167 | $2,021+56.7% | $3,587-11.7% | $2,203+43.8% |
| Participant deferral / active EE | $1,529 | $3,143-51.3% | $4,320-64.6% | $3,192-52.1% |
| Admin fee / account holder | $1,313 | $4,265-69.2% | $6,269-79.1% | $4,297-69.4% |