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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,160 | $99,994+115.2% | $146,647+46.7% | $85,851+150.6% |
| Participation rate | 100.0% | 73.1%+26.9pp | 80.1%+19.9pp | 69.3%+30.7pp |
| Annual return | 9.92% | 18.93%-9.0pp | 22.75%-12.8pp | 318.63%-308.7pp |
| Employer contribution / active EE | $6,096 | $2,559+138.2% | $4,137+47.3% | $2,565+137.6% |
| Participant deferral / active EE | $5,282 | $4,006+31.8% | $5,506-4.1% | $3,952+33.6% |
| Admin fee / account holder | $1,215 | $7,703-84.2% | $10,281-88.2% | $6,261-80.6% |