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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,785 | $83,485+79.4% | $125,195+19.6% | $72,976+105.3% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.5%+30.5pp |
| Annual return | 20.28% | 25.77%-5.5pp | 43.79%-23.5pp | 81.02%-60.7pp |
| Employer contribution / active EE | $4,918 | $2,346+109.7% | $3,866+27.2% | $2,440+101.6% |
| Participant deferral / active EE | $3,563 | $3,586-0.7% | $4,937-27.8% | $3,608-1.2% |
| Admin fee / account holder | $810 | $5,518-85.3% | $9,704-91.7% | $5,124-84.2% |