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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,242 | $55,889+68.6% | $76,119+23.8% | $80,935+16.4% |
| Participation rate | 87.5% | 62.1%+25.4pp | 69.1%+18.4pp | 67.7%+19.8pp |
| Annual return | 7.85% | 20.58%-12.7pp | 361.25%-353.4pp | 35.66%-27.8pp |
| Employer contribution / active EE | $6,505 | $1,866+248.6% | $2,693+141.6% | $2,757+136.0% |
| Participant deferral / active EE | $2,448 | $3,051-19.8% | $4,259-42.5% | $4,299-43.1% |
| Admin fee / account holder | $6,129 | $5,241+16.9% | $6,421-4.6% | $6,924-11.5% |