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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,880 | $52,580+19.6% | $71,671-12.3% | $70,126-10.3% |
| Participation rate | 100.0% | 60.9%+39.1pp | 68.7%+31.3pp | 69.5%+30.5pp |
| Annual return | 12.75% | 20.25%-7.5pp | 20.65%-7.9pp | 73.15%-60.4pp |
| Employer contribution / active EE | $9,179 | $1,616+468.1% | $2,460+273.1% | $2,343+291.8% |
| Participant deferral / active EE | $1,975 | $2,386-17.2% | $3,438-42.6% | $3,332-40.7% |
| Admin fee / account holder | $8,301 | $3,653+127.3% | $5,558+49.3% | $4,645+78.7% |