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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,231 | $55,684+65.6% | $75,900+21.5% | $72,976+26.4% |
| Participation rate | 96.0% | 61.1%+34.9pp | 69.3%+26.7pp | 69.5%+26.5pp |
| Annual return | 13.17% | 27.60%-14.4pp | 30.73%-17.6pp | 81.02%-67.8pp |
| Employer contribution / active EE | $8,874 | $1,687+426.1% | $2,501+254.8% | $2,440+263.7% |
| Participant deferral / active EE | $1,937 | $2,634-26.5% | $3,604-46.3% | $3,608-46.3% |
| Admin fee / account holder | $3,719 | $3,981-6.6% | $5,421-31.4% | $5,124-27.4% |