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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,229 | $48,235+29.0% | $68,803-9.6% | $68,490-9.1% |
| Participation rate | 92.4% | 60.7%+31.7pp | 69.0%+23.4pp | 67.9%+24.5pp |
| Annual return | -13.59% | -12.70%-0.9pp | -6.37%-7.2pp | -7.85%-5.7pp |
| Employer contribution / active EE | $13,933 | $1,829+661.9% | $2,656+424.6% | $2,597+436.6% |
| Participant deferral / active EE | $3,120 | $2,867+8.8% | $3,942-20.9% | $4,028-22.5% |
| Admin fee / account holder | $5,100 | $4,361+16.9% | $4,936+3.3% | $5,403-5.6% |