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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,223 | $78,425+83.9% | $95,956+50.3% | $79,858+80.6% |
| Participation rate | 90.9% | 73.5%+17.4pp | 77.1%+13.8pp | 69.6%+21.3pp |
| Annual return | 15.97% | 19.37%-3.4pp | 91.63%-75.7pp | 31.72%-15.7pp |
| Employer contribution / active EE | $5,743 | $1,945+195.2% | $2,541+126.0% | $2,471+132.4% |
| Participant deferral / active EE | $3,123 | $3,440-9.2% | $4,167-25.0% | $3,740-16.5% |
| Admin fee / account holder | $856 | $5,622-84.8% | $6,797-87.4% | $5,306-83.9% |