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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,434 | $67,602+81.1% | $82,312+48.7% | $70,126+74.6% |
| Participation rate | 96.2% | 72.8%+23.4pp | 76.9%+19.3pp | 69.5%+26.6pp |
| Annual return | 18.42% | 21.57%-3.1pp | 25.88%-7.5pp | 73.15%-54.7pp |
| Employer contribution / active EE | $6,406 | $1,755+265.0% | $2,428+163.8% | $2,343+173.5% |
| Participant deferral / active EE | $3,122 | $2,987+4.5% | $3,706-15.8% | $3,332-6.3% |
| Admin fee / account holder | $1,044 | $4,512-76.9% | $5,608-81.4% | $4,645-77.5% |