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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,633 | $78,694+36.8% | $67,653+59.1% | $125,388-14.2% |
| Participation rate | 100.0% | 78.8%+21.2pp | 75.7%+24.3pp | 83.2%+16.8pp |
| Annual return | -0.24% | 9.46%-9.7pp | 6625.22%-6625.5pp | 282.24%-282.5pp |
| Employer contribution / active EE | $6,154 | $3,044+102.2% | $2,266+171.6% | $4,866+26.5% |
| Participant deferral / active EE | $3,136 | $4,292-26.9% | $3,560-11.9% | $5,352-41.4% |
| Admin fee / account holder | $612 | $7,403-91.7% | $4,821-87.3% | $9,541-93.6% |