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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,006 | $178,174-49.5% | $156,181-42.4% | $137,256-34.4% |
| Participation rate | 58.8% | 82.0%-23.2pp | 78.8%-20.0pp | 80.0%-21.1pp |
| Annual return | 14.53% | 84.19%-69.7pp | 64.87%-50.3pp | 220.34%-205.8pp |
| Employer contribution / active EE | $1,901 | $4,972-61.8% | $4,294-55.7% | $4,156-54.3% |
| Participant deferral / active EE | $6,660 | $6,888-3.3% | $6,132+8.6% | $6,407+4.0% |
| Admin fee / account holder | $4,818 | $17,404-72.3% | $14,586-67.0% | $12,270-60.7% |