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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,006 | $213,785-57.9% | $185,441-51.5% | $155,188-42.0% |
| Participation rate | 58.8% | 83.2%-24.4pp | 80.3%-21.4pp | 80.8%-22.0pp |
| Annual return | 14.53% | 19.97%-5.4pp | 20.16%-5.6pp | 148.84%-134.3pp |
| Employer contribution / active EE | $1,901 | $5,393-64.7% | $4,672-59.3% | $4,248-55.2% |
| Participant deferral / active EE | $6,660 | $6,864-3.0% | $6,152+8.3% | $6,531+2.0% |
| Admin fee / account holder | $4,818 | $21,134-77.2% | $17,890-73.1% | $14,480-66.7% |