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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,987 | $166,242-56.7% | $165,071-56.4% | $145,884-50.7% |
| Participation rate | 68.8% | 82.0%-13.3pp | 78.6%-9.9pp | 80.3%-11.6pp |
| Annual return | 11.42% | 100.44%-89.0pp | 70.17%-58.8pp | 551.85%-540.4pp |
| Employer contribution / active EE | $1,986 | $5,283-62.4% | $4,347-54.3% | $4,662-57.4% |
| Participant deferral / active EE | $7,561 | $6,964+8.6% | $6,035+25.3% | $6,690+13.0% |
| Admin fee / account holder | $5,142 | $16,658-69.1% | $12,695-59.5% | $13,392-61.6% |