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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,389 | $142,409-55.5% | $119,634-47.0% | $134,545-52.9% |
| Participation rate | 58.3% | 82.8%-24.5pp | 79.3%-20.9pp | 81.2%-22.9pp |
| Annual return | -19.56% | -12.46%-7.1pp | -14.98%-4.6pp | 418.37%-437.9pp |
| Employer contribution / active EE | $1,451 | $5,224-72.2% | $4,232-65.7% | $4,742-69.4% |
| Participant deferral / active EE | $5,742 | $6,468-11.2% | $5,601+2.5% | $6,401-10.3% |
| Admin fee / account holder | $3,030 | $13,594-77.7% | $10,329-70.7% | $11,431-73.5% |