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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,764 | $212,386-29.5% | $199,883-25.1% | $138,895+7.8% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 15.43% | 47.75%-32.3pp | 43.81%-28.4pp | 145.39%-130.0pp |
| Employer contribution / active EE | $8,838 | $6,625+33.4% | $6,261+41.2% | $4,194+110.7% |
| Participant deferral / active EE | $14,032 | $9,617+45.9% | $9,138+53.5% | $6,396+119.4% |
| Admin fee / account holder | $1,138 | $18,233-93.8% | $17,268-93.4% | $12,562-90.9% |