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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,662 | $167,504-42.9% | $151,628-36.9% | $134,509-28.9% |
| Participation rate | 77.8% | 88.4%-10.6pp | 87.5%-9.7pp | 81.2%-3.5pp |
| Annual return | -7.96% | 7.81%-15.8pp | 3.34%-11.3pp | 418.13%-426.1pp |
| Employer contribution / active EE | $5,444 | $6,828-20.3% | $6,165-11.7% | $4,741+14.8% |
| Participant deferral / active EE | $8,987 | $8,9850% | $8,363+7.5% | $6,400+40.4% |
| Admin fee / account holder | $2,517 | $13,779-81.7% | $11,613-78.3% | $11,427-78.0% |