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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,499 | $115,780-4.6% | $101,255+9.1% | $158,931-30.5% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 9.76% | 56.14%-46.4pp | 46.48%-36.7pp | 302.86%-293.1pp |
| Employer contribution / active EE | $1,348 | $4,175-67.7% | $3,660-63.2% | $4,761-71.7% |
| Participant deferral / active EE | $3,942 | $4,958-20.5% | $4,370-9.8% | $5,982-34.1% |
| Admin fee / account holder | $6,536 | $7,246-9.8% | $5,946+9.9% | $11,247-41.9% |