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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,744 | $106,008-21.0% | $92,240-9.2% | $147,586-43.3% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | -2.24% | 50.05%-52.3pp | 176.29%-178.5pp | 578.59%-580.8pp |
| Employer contribution / active EE | $1,351 | $4,333-68.8% | $3,680-63.3% | $4,876-72.3% |
| Participant deferral / active EE | $4,448 | $4,478-0.7% | $3,897+14.1% | $5,439-18.2% |
| Admin fee / account holder | $3,832 | $6,333-39.5% | $5,194-26.2% | $10,886-64.8% |