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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,034 | $107,368-6.8% | $92,915+7.7% | $152,909-34.6% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 20.82% | 145.64%-124.8pp | 109.45%-88.6pp | 345.46%-324.6pp |
| Employer contribution / active EE | $1,342 | $4,222-68.2% | $3,653-63.3% | $4,764-71.8% |
| Participant deferral / active EE | $4,358 | $4,848-10.1% | $4,238+2.8% | $5,851-25.5% |
| Admin fee / account holder | $4,852 | $7,082-31.5% | $5,796-16.3% | $11,601-58.2% |