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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,075 | $86,940+9.4% | $102,434-7.2% | $80,935+17.5% |
| Participation rate | 58.3% | 72.4%-14.1pp | 76.5%-18.2pp | 67.7%-9.3pp |
| Annual return | 14.84% | 18.89%-4.1pp | 29.46%-14.6pp | 35.66%-20.8pp |
| Employer contribution / active EE | $1,654 | $2,370-30.2% | $3,023-45.3% | $2,757-40.0% |
| Participant deferral / active EE | $2,182 | $4,121-47.1% | $5,055-56.8% | $4,299-49.3% |
| Admin fee / account holder | $2,597 | $8,047-67.7% | $9,462-72.5% | $6,924-62.5% |