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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,659 | $88,672+13.5% | $105,223-4.3% | $82,448+22.1% |
| Participation rate | 68.1% | 67.9%+0.2pp | 75.0%-7.0pp | 68.1%0pp |
| Annual return | 14.86% | 30.86%-16.0pp | 180.65%-165.8pp | 41.64%-26.8pp |
| Employer contribution / active EE | $1,951 | $3,048-36.0% | $3,689-47.1% | $2,551-23.5% |
| Participant deferral / active EE | $2,554 | $4,036-36.7% | $5,072-49.7% | $4,139-38.3% |
| Admin fee / account holder | $3,551 | $7,146-50.3% | $8,859-59.9% | $7,234-50.9% |