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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,994 | $78,428+5.8% | $95,960-13.5% | $79,852+3.9% |
| Participation rate | 50.0% | 73.5%-23.5pp | 77.1%-27.1pp | 69.6%-19.6pp |
| Annual return | 17.55% | 19.37%-1.8pp | 91.63%-74.1pp | 31.72%-14.2pp |
| Employer contribution / active EE | $1,506 | $1,945-22.6% | $2,541-40.8% | $2,471-39.1% |
| Participant deferral / active EE | $2,899 | $3,440-15.7% | $4,167-30.4% | $3,740-22.5% |
| Admin fee / account holder | $2,719 | $5,622-51.6% | $6,797-60.0% | $5,306-48.8% |