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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,964 | $105,284-15.5% | $150,734-41.0% | $94,015-5.4% |
| Participation rate | 100.0% | 71.7%+28.3pp | 78.4%+21.6pp | 70.8%+29.2pp |
| Annual return | 5.00% | 15.67%-10.7pp | 600.81%-595.8pp | 17.84%-12.8pp |
| Employer contribution / active EE | $850 | $3,599-76.4% | $4,918-82.7% | $2,790-69.6% |
| Participant deferral / active EE | $3,857 | $4,274-9.8% | $5,610-31.3% | $4,249-9.2% |
| Admin fee / account holder | $1,752 | $9,839-82.2% | $14,905-88.2% | $8,951-80.4% |