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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,964 | $88,672+0.3% | $105,223-15.5% | $82,448+7.9% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 5.00% | 30.86%-25.9pp | 180.65%-175.6pp | 41.64%-36.6pp |
| Employer contribution / active EE | $850 | $3,048-72.1% | $3,689-77.0% | $2,551-66.7% |
| Participant deferral / active EE | $3,857 | $4,036-4.4% | $5,072-24.0% | $4,139-6.8% |
| Admin fee / account holder | $1,752 | $7,146-75.5% | $8,859-80.2% | $7,234-75.8% |