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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,986 | $106,247+0.7% | $96,515+10.8% | $139,466-23.3% |
| Participation rate | 64.3% | 77.8%-13.6pp | 74.3%-10.1pp | 80.3%-16.0pp |
| Annual return | 13.47% | 38.47%-25.0pp | 35.73%-22.3pp | 373.66%-360.2pp |
| Employer contribution / active EE | $1,496 | $4,106-63.6% | $3,740-60.0% | $4,754-68.5% |
| Participant deferral / active EE | $5,559 | $5,456+1.9% | $4,880+13.9% | $6,712-17.2% |
| Admin fee / account holder | $690 | $7,885-91.2% | $6,735-89.8% | $11,409-94.0% |