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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,085 | $97,761+22.8% | $83,850+43.2% | $135,382-11.3% |
| Participation rate | 55.6% | 80.0%-24.4pp | 76.1%-20.6pp | 82.6%-27.1pp |
| Annual return | -6.09% | 1287.44%-1293.5pp | 850.92%-857.0pp | 519.77%-525.9pp |
| Employer contribution / active EE | $1,416 | $4,222-66.5% | $3,631-61.0% | $4,779-70.4% |
| Participant deferral / active EE | $5,811 | $4,682+24.1% | $4,082+42.4% | $5,609+3.6% |
| Admin fee / account holder | $138 | $6,674-97.9% | $5,478-97.5% | $10,829-98.7% |