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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,525 | $106,008+34.4% | $92,240+54.5% | $147,586-3.4% |
| Participation rate | 44.4% | 80.4%-36.0pp | 76.5%-32.0pp | 82.8%-38.4pp |
| Annual return | 13.20% | 50.05%-36.9pp | 176.29%-163.1pp | 578.59%-565.4pp |
| Employer contribution / active EE | $1,518 | $4,333-65.0% | $3,680-58.7% | $4,876-68.9% |
| Participant deferral / active EE | $4,047 | $4,478-9.6% | $3,897+3.8% | $5,439-25.6% |
| Admin fee / account holder | $2,244 | $6,333-64.6% | $5,194-56.8% | $10,886-79.4% |