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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,740 | $107,363+48.8% | $92,909+71.9% | $152,897+4.5% |
| Participation rate | 55.6% | 79.8%-24.2pp | 76.0%-20.4pp | 82.5%-26.9pp |
| Annual return | 19.36% | 145.63%-126.3pp | 109.44%-90.1pp | 345.43%-326.1pp |
| Employer contribution / active EE | $1,938 | $4,222-54.1% | $3,653-46.9% | $4,764-59.3% |
| Participant deferral / active EE | $7,175 | $4,848+48.0% | $4,238+69.3% | $5,851+22.6% |
| Admin fee / account holder | $221 | $7,082-96.9% | $5,795-96.2% | $11,599-98.1% |