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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,319 | $58,726+9.5% | $92,240-30.3% | $62,293+3.3% |
| Participation rate | 76.5% | 68.3%+8.2pp | 76.5%0pp | 69.5%+7.0pp |
| Annual return | -1.77% | 43.62%-45.4pp | 176.29%-178.1pp | 28.90%-30.7pp |
| Employer contribution / active EE | $6,665 | $2,392+178.6% | $3,680+81.1% | $2,042+226.3% |
| Participant deferral / active EE | $1,221 | $2,766-55.8% | $3,897-68.7% | $3,169-61.5% |
| Admin fee / account holder | $15,382 | $556+2664.3% | $5,194+196.1% | $479+3109.0% |