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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,081 | $63,114+19.0% | $92,915-19.2% | $65,186+15.2% |
| Participation rate | 65.4% | 68.8%-3.4pp | 76.0%-10.6pp | 70.2%-4.8pp |
| Annual return | 21.93% | 28.75%-6.8pp | 109.45%-87.5pp | 29.39%-7.5pp |
| Employer contribution / active EE | $9,190 | $2,571+257.5% | $3,653+151.5% | $2,177+322.2% |
| Participant deferral / active EE | $2,489 | $3,108-19.9% | $4,238-41.3% | $3,514-29.2% |
| Admin fee / account holder | $214 | $624-65.7% | $5,796-96.3% | $847-74.8% |