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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,288 | $52,884+68.8% | $84,753+5.4% | $55,167+61.8% |
| Participation rate | 66.3% | 67.5%-1.2pp | 76.6%-10.2pp | 69.0%-2.6pp |
| Annual return | 8.20% | 18.03%-9.8pp | 22.78%-14.6pp | 169.23%-161.0pp |
| Employer contribution / active EE | $6,503 | $2,233+191.2% | $3,574+81.9% | $1,963+231.3% |
| Participant deferral / active EE | $1,282 | $2,644-51.5% | $3,712-65.5% | $3,054-58.0% |
| Admin fee / account holder | $2,117 | $581+264.5% | $5,333-60.3% | $504+320.1% |