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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,138 | $96,388+26.7% | $80,627+51.5% | $139,466-12.4% |
| Participation rate | 86.7% | 73.6%+13.0pp | 67.0%+19.7pp | 80.3%+6.3pp |
| Annual return | 16.34% | 1352.08%-1335.7pp | 936.76%-920.4pp | 373.66%-357.3pp |
| Employer contribution / active EE | $3,155 | $3,260-3.2% | $2,723+15.9% | $4,754-33.6% |
| Participant deferral / active EE | $6,547 | $5,224+25.3% | $4,443+47.4% | $6,712-2.5% |
| Admin fee / account holder | $811 | $6,603-87.7% | $5,381-84.9% | $11,409-92.9% |