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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,657 | $95,188-22.6% | $76,518-3.7% | $135,380-45.6% |
| Participation rate | 80.0% | 74.4%+5.6pp | 68.0%+12.0pp | 82.6%-2.6pp |
| Annual return | -10.24% | 4.85%-15.1pp | -0.27%-10.0pp | 519.81%-530.0pp |
| Employer contribution / active EE | $3,989 | $3,303+20.8% | $2,647+50.7% | $4,779-16.5% |
| Participant deferral / active EE | $8,342 | $4,640+79.8% | $3,836+117.5% | $5,609+48.7% |
| Admin fee / account holder | $2,346 | $6,249-62.5% | $4,849-51.6% | $10,828-78.3% |