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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,761 | $109,411+8.5% | $89,435+32.8% | $158,982-25.3% |
| Participation rate | 70.0% | 74.3%-4.3pp | 68.0%+2.0pp | 82.0%-12.0pp |
| Annual return | 13.07% | 345.68%-332.6pp | 245.55%-232.5pp | 302.99%-289.9pp |
| Employer contribution / active EE | $2,123 | $3,173-33.1% | $2,587-17.9% | $4,763-55.4% |
| Participant deferral / active EE | $5,169 | $4,600+12.4% | $3,890+32.9% | $5,983-13.6% |
| Admin fee / account holder | $5,695 | $6,159-7.5% | $4,884+16.6% | $11,252-49.4% |