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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,857 | $104,937-2.0% | $84,628+21.5% | $152,897-32.7% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 23.05% | 373.88%-350.8pp | 258.80%-235.7pp | 345.43%-322.4pp |
| Employer contribution / active EE | $4,049 | $3,303+22.6% | $2,653+52.6% | $4,764-15.0% |
| Participant deferral / active EE | $8,174 | $4,690+74.3% | $3,900+109.6% | $5,851+39.7% |
| Admin fee / account holder | $736 | $6,243-88.2% | $4,914-85.0% | $11,599-93.7% |