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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,273 | $211,239-62.0% | $178,528-55.0% | $145,877-45.0% |
| Participation rate | 34.8% | 80.8%-46.0pp | 77.1%-42.3pp | 80.3%-45.5pp |
| Annual return | 11.23% | 30.22%-19.0pp | 27.11%-15.9pp | 551.28%-540.0pp |
| Employer contribution / active EE | $931 | $4,570-79.6% | $3,950-76.4% | $4,663-80.0% |
| Participant deferral / active EE | $4,413 | $6,963-36.6% | $6,278-29.7% | $6,691-34.0% |
| Admin fee / account holder | $6,698 | $12,095-44.6% | $10,419-35.7% | $13,402-50.0% |