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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,269 | $202,463-66.8% | $169,397-60.3% | $139,487-51.8% |
| Participation rate | 57.1% | 81.1%-24.0pp | 77.2%-20.0pp | 80.3%-23.2pp |
| Annual return | 8.99% | 532.64%-523.7pp | 406.23%-397.2pp | 373.84%-364.9pp |
| Employer contribution / active EE | $1,102 | $4,694-76.5% | $4,013-72.5% | $4,755-76.8% |
| Participant deferral / active EE | $7,017 | $6,941+1.1% | $6,223+12.8% | $6,713+4.5% |
| Admin fee / account holder | $8,432 | $10,726-21.4% | $9,017-6.5% | $11,407-26.1% |