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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,652 | $56,484-56.4% | $169,452-85.5% | $64,173-61.6% |
| Participation rate | 94.9% | 64.5%+30.3pp | 77.8%+17.1pp | 69.6%+25.3pp |
| Annual return | -5.01% | -1.55%-3.5pp | 1.83%-6.8pp | 7.63%-12.6pp |
| Employer contribution / active EE | $805 | $1,832-56.1% | $4,157-80.6% | $2,381-66.2% |
| Participant deferral / active EE | $1,977 | $3,448-42.7% | $5,277-62.5% | $3,470-43.0% |
| Admin fee / account holder | $409 | $4,174-90.2% | $9,110-95.5% | $4,887-91.6% |