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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,588 | $65,395-50.2% | $182,558-82.1% | $72,976-55.3% |
| Participation rate | 94.4% | 65.4%+29.0pp | 78.0%+16.5pp | 69.5%+25.0pp |
| Annual return | 14.38% | 27.68%-13.3pp | 148.59%-134.2pp | 81.02%-66.6pp |
| Employer contribution / active EE | $1,100 | $1,911-42.4% | $4,076-73.0% | $2,440-54.9% |
| Participant deferral / active EE | $2,850 | $3,563-20.0% | $5,526-48.4% | $3,608-21.0% |
| Admin fee / account holder | $1,605 | $4,245-62.2% | $8,594-81.3% | $5,124-68.7% |