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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $453,867 | $167,533+170.9% | $151,645+199.3% | $134,545+237.3% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -10.26% | 7.81%-18.1pp | 3.34%-13.6pp | 418.37%-428.6pp |
| Employer contribution / active EE | $12,467 | $6,828+82.6% | $6,165+102.2% | $4,742+162.9% |
| Participant deferral / active EE | $7,702 | $8,985-14.3% | $8,363-7.9% | $6,401+20.3% |
| Admin fee / account holder | $22,478 | $13,781+63.1% | $11,614+93.5% | $11,431+96.6% |