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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $467,713 | $171,867+172.1% | $149,721+212.4% | $147,586+216.9% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 9.15% | 2113.36%-2104.2pp | 1501.67%-1492.5pp | 578.59%-569.4pp |
| Employer contribution / active EE | $10,000 | $6,275+59.4% | $5,444+83.7% | $4,876+105.1% |
| Participant deferral / active EE | $9,269 | $7,270+27.5% | $6,568+41.1% | $5,439+70.4% |
| Admin fee / account holder | $18,596 | $13,799+34.8% | $11,282+64.8% | $10,886+70.8% |