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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $424,196 | $153,769+175.9% | $133,975+216.6% | $273,972+54.8% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | -8.83% | 36.51%-45.3pp | 29.29%-38.1pp | 41.46%-50.3pp |
| Employer contribution / active EE | $13,588 | $6,029+125.4% | $5,211+160.7% | $4,869+179.1% |
| Participant deferral / active EE | $9,269 | $6,958+33.2% | $6,282+47.6% | $5,287+75.3% |
| Admin fee / account holder | $2,671 | $11,765-77.3% | $9,324-71.4% | $10,133-73.6% |