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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,885 | $58,241-57.3% | $81,780-69.6% | $80,911-69.2% |
| Participation rate | 95.0% | 63.4%+31.6pp | 72.4%+22.6pp | 67.6%+27.4pp |
| Annual return | 17.07% | 41.73%-24.7pp | 776.27%-759.2pp | 35.63%-18.6pp |
| Employer contribution / active EE | $1,659 | $2,343-29.2% | $2,914-43.1% | $2,756-39.8% |
| Participant deferral / active EE | $3,633 | $3,283+10.7% | $4,321-15.9% | $4,297-15.5% |
| Admin fee / account holder | $1,472 | $4,973-70.4% | $7,384-80.1% | $6,935-78.8% |