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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,004 | $54,357-77.9% | $82,706-85.5% | $68,495-82.5% |
| Participation rate | 89.3% | 63.9%+25.4pp | 72.6%+16.7pp | 67.9%+21.4pp |
| Annual return | -21.49% | -13.67%-7.8pp | 701.76%-723.3pp | -7.84%-13.6pp |
| Employer contribution / active EE | $737 | $2,218-66.8% | $3,007-75.5% | $2,596-71.6% |
| Participant deferral / active EE | $2,284 | $3,246-29.6% | $4,394-48.0% | $4,028-43.3% |
| Admin fee / account holder | $1,044 | $4,396-76.3% | $5,329-80.4% | $5,403-80.7% |