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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,548 | $57,305-72.9% | $86,640-82.1% | $75,173-79.3% |
| Participation rate | 96.7% | 63.2%+33.5pp | 71.7%+25.0pp | 67.2%+29.5pp |
| Annual return | 19.58% | 2674.24%-2654.7pp | 592.52%-572.9pp | 160.72%-141.1pp |
| Employer contribution / active EE | $1,603 | $2,316-30.8% | $3,024-47.0% | $2,671-40.0% |
| Participant deferral / active EE | $3,385 | $3,320+2.0% | $4,438-23.7% | $4,126-18.0% |
| Admin fee / account holder | $835 | $4,116-79.7% | $5,616-85.1% | $5,651-85.2% |