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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,277 | $69,977+36.2% | $108,582-12.3% | $62,881+51.5% |
| Participation rate | 69.1% | 72.9%-3.8pp | 79.6%-10.4pp | 69.3%-0.2pp |
| Annual return | 8.99% | 10.73%-1.7pp | -51.70%+60.7pp | 20.14%-11.2pp |
| Employer contribution / active EE | $1,161 | $2,135-45.6% | $3,758-69.1% | $2,281-49.1% |
| Participant deferral / active EE | $4,317 | $3,165+36.4% | $4,311+0.1% | $3,203+34.8% |
| Admin fee / account holder | $4,040 | $5,076-20.4% | $7,645-47.2% | $4,296-6.0% |