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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,297 | $91,537+119.9% | $130,045+54.8% | $75,173+167.8% |
| Participation rate | 73.0% | 71.5%+1.6pp | 78.5%-5.5pp | 67.2%+5.8pp |
| Annual return | -10.62% | -631.55%+620.9pp | -137.30%+126.7pp | 160.72%-171.3pp |
| Employer contribution / active EE | $1,555 | $2,845-45.3% | $4,321-64.0% | $2,671-41.8% |
| Participant deferral / active EE | $5,923 | $4,343+36.4% | $5,820+1.8% | $4,126+43.5% |
| Admin fee / account holder | $11,996 | $6,780+76.9% | $10,600+13.2% | $5,651+112.3% |