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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,613 | $81,870+75.4% | $119,634+20.0% | $68,490+109.7% |
| Participation rate | 83.1% | 71.9%+11.3pp | 79.3%+3.9pp | 67.9%+15.2pp |
| Annual return | -22.81% | -23.82%+1.0pp | -14.98%-7.8pp | -7.85%-15.0pp |
| Employer contribution / active EE | $2,219 | $2,692-17.6% | $4,232-47.6% | $2,597-14.6% |
| Participant deferral / active EE | $8,953 | $4,148+115.8% | $5,601+59.8% | $4,028+122.3% |
| Admin fee / account holder | $2,586 | $6,583-60.7% | $10,329-75.0% | $5,403-52.1% |