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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,304 | $110,410+81.4% | $102,437+95.5% | $145,897+37.3% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 11.54% | 24.85%-13.3pp | 24.95%-13.4pp | 552.29%-540.8pp |
| Employer contribution / active EE | $5,257 | $4,217+24.7% | $3,871+35.8% | $4,663+12.7% |
| Participant deferral / active EE | $11,596 | $5,622+106.3% | $5,060+129.2% | $6,689+73.4% |
| Admin fee / account holder | $4,390 | $9,745-55.0% | $8,388-47.7% | $13,390-67.2% |